Is the Recession OVER, or Are We Headed for Another Downturn?

Filed under :Recession - Sinking Economy

While life seems to be getting back to normal for some, many American families are still facing tenuous job situations, lowered salaries, businesses that are struggling, and sadly, many have no job at all.

Economic experts are all over the map this week. CNN Money is wondering if the recovery will turn into a recession in this article, with a focus on 6 double dip warning signs.

The London Financial Times is a great resource to peruse to see what Europe is saying about America. They have a room with an entirely different view! Here is an article on the US debt, and how that may impact ordinary Americans.


The Dow Is Soaring… Tell It To the Jobless

Filed under :Recession - Sinking Economy

I was at two different ladies events this weekend, and as you know, ladies talk. A “surprising” amount of chatter is still going on about jobs, you know, the things that fuel the bank accounts of regular people. People are STILL struggling. For most, the JOB matters, not the DOW.

This article summarizes it well and is worth reading. Makes me wonder where we are headed.


Making the Best of the Recession!

Filed under :Recession - Sinking Economy, The Prudent Wife

While the news is continuously down and out, the recession is dragging on, this week Buffet said the US is a mess, there ARE some folks out there that are making a GREAT success out of it! Here are a few stories to encourage you!

CNN Money has a great set of folks “Recession: I’m Loving It!” They also ran a great artice on how a stay at home mom (fired from her job) turned her layoff into a 6 figure income! Great article!

Another article on a girl who grew up on a dollar a day in Africa, and how she is helping businesses soar in America!

Do these examples cause you to think about what you can do?


“My Personal Credit Crisis”

Filed under :Recession - Sinking Economy

How can an economics writer for the New York Times, who wrote on everything from the Europe and Japan’s financial meltdowns in the 1990’s to the dot.com crisis in 2001, and who was cranking our stories on the upcoming mortgage debacle before it happened, fall? Great article on one family’s descent into the credit crunch and how it happened.

You may have to log in to the NY Times to read it (giving your email addy)- but it is well worth it.


Credit Scores fall in America

Filed under :Recession - Sinking Economy

As Americans struggle to pay their bills in this recession, credit scores are falling. It makes total sense, we are in a whole new world, swirling with choices we are not used to making. When you lose your job, the experts say the first thing you SHOULD do is food/shelter/transportation, and that can mean dropping the credit card bills for a month or two.

Better to lose your credit card priviliges than your home or car, although most people want to guard that credit score above shelter and food. Conditioning.

Read the article here.


The Amish in Recession

Filed under :Recession - Sinking Economy

What a changing world we inhabit. This recession is affecting even the Amish communities scattered about America. Famed for their hard working lifestyles, beautifully handcrafted furniture and taking care of their own. This recession is hitting the Amish hard enough that the church had to allow parishioners to begin accepting unemployment checks.

Wow. To read more, go here.


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What is the Recession For? by John Piper

Filed under :Attitude, Recession - Sinking Economy

One hears about John Piper all the time. Heidi St. John from FCHM posted one of his sermon’s on her FB page, with the message “http://www.desiringgod.org/ Take a listen to Dr. John Piper’s perspective on How God (can) Use the Recession – listen live or pod cast. “

Specifically, the title is What Is the Recession For? dated February 1, 2009

This is one of the most BIBLICAL, ENCOURAGING, amazing messages I have heard - period! I was encouraged, convicted and encouraged some more. You can also read a synopsis of the message (I would do both) at http://www.desiringgod.org/ResourceLibrary/Sermons/ByDate/2009/3566_What_Is_the_Recession_For/

May the Lord give us all ears to hear, and eyes to see.




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Creative Writing ~~ OR ~~ A kid who cares?

Filed under :Advertisers Target Your Kids, Attitude, Recession - Sinking Economy, Saving Money, Homeschooling

Just wanted to share what my daughter was up to, while I was busy calling every blasted Republican in the Senate, and writing many more! Guess the apple did not fall far from the tree! Emily is copying and pasting and sending it on to many in the Senate. And for those of you who know our story, this is the kid who is severely dyslexic! And yes, I let her cut and paste two headlines!

While I am not sure I love her “tone,” since she will spend her ENTIRE adulthood paying this off, she has a RIGHT to be forceful. So how about all homeschool families have a “creative writing assignment” today!!!  And by all means, send this on to your friends and encourage them to call/write/fax/email, and their kids!

Dear Senator Alexander:

I’m 14 ½ years old and I am opposed to this stimulus package. PLEASE VOTE NO.

Why am I opposed to this package? Well, it’s simple. The stimulus package the U.S. Congress is completing would raise the government’s commitment to solving the financial crisis to $9.7 TRILLION, enough to PAY OFF MORE THAN 90 PERCENT OF THE NATION’S HOME MORTGAGES. WOW, does that make you think twice about voting?

To me that is a LOT of money, and you expect my parents and all the other people to pay this? Not only that, you are also enslaving the kids my age, who will have to pay this. Sorry, but are you thinking? I just installed Linux Ubuntu and when I install any thing on my computer, it says “if in doubt do not install.”

So I have an idea for you. IF IN DOUBT DON’T VOTE!

It is just that simple.

Thank you for your time and for voting NO!

Emily Baughn

Homeschool kid who understands HOW money works…I am a Dave Ramsey FPU graduate!


Encouragement in these tough times!

Filed under :Attitude, Recession - Sinking Economy

Everybody could use a good dose of encouragement. UNemployment numbers are up, people are being laid off, are struggling, fear is running rampant in households.

6 Companies Born During the Depression

6 Job Blogs You Should Be Reading

7 Strategic Steps for Small Businesses

48 Days ~ Headquarters for Starting the Business You Love

And as we all debate whether CEO’s in the PRIVATE SECTOR should get highs salaries, our presidents perks are interesting! At first, limiting salaries sounds great. But then, as you step back, you have to ask yourself, in a GLOBAL economy, do we want the young new president dictating salaries? If we cap salaries at 1/2 a million, and they can make their OLD salary in China, Japan or Russia, why stay here?

Hope this encourages you!


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Deliver Pizzas Wife Tells Laid off Hubby!

Filed under :Attitude, Recession - Sinking Economy, Saving Money

Great CNN iReport story about a woman who had some Dave Ramsey advice for her husband!

Donna LeBlanc gave her husband, a former restaurant manager, the stark ultimatum: become a pizza delivery man or their family “wouldn’t make it.”

Wow - refreshing, candid and a great story! Bottom line - THEY MADE IT THROUGH A LAY OFF!