Hard-Hit Families Finally Start Saving, Aggravating Nation’s Economic Woes
“The idea that the American family will quickly spend us out of this recession is a fantasy. It won’t happen,” said Elizabeth Warren, a professor of law at Harvard University who last month was named chair of the Congressional oversight panel tasked with overseeing the distribution of the government’s Troubled Asset Relief Program funds.
Posted by LisaB! on January 6th, 2009 | Filed under Attitude, Recession - Sinking Economy, Saving Money | Comment now »Bubbling Success in 1st Annual Crock Pot Slow Cooker Month on ThePrudentWife.com
We are bubbling with success in the 1st Annual Crock Pot Slow Cooker Month on ThePrudentWife.com! Are we going to have a wonderful month of crock pot recipes to share with our Prudent Wife subscribers or what!? WOW! Some of these recipes will knock your socks off - and definitely help you save money, time and effort, while feeding your family nourishing food! And yes, we have thrown a little comfort food in too!
So far:
- Black Eyed Peas in the Crock Pot (part of our Traditional Southern New Year’s Day Dinner!)
- Spicy Turmeric Chicken (brain building recipe that is PHENOMENAL!)
- Bow Ties and Cheese (or Mac and Cheese)
- Black Eyed Peas and Rice Soup (recipe revamp for a hot Sunday lunch!)
- Maple Dijon Pork with Sweet Potatoes (bubbling in the crock pot tonight for less than $5)
The best thing about all of these recipes is a hot dinner is waiting for YOU with just a little prep and a whole day of cooking! Second best thing, I have literally not gone to the store since before Christmas, and this is all stuff we have on hand or in the pantry!
You are going to love getting your copy of the “1st Annual Crock Pot Slow Cooker Month on ThePrudentWife.com”
Posted by LisaB! on January 5th, 2009 | Filed under Homemaking, Food Prices, Saving Money, The Prudent Wife | Comment now »1st Annual Crock Pot Slow Cooker Month!
January goal setting meshes with one of our Prudent Wife goals for 2009, to feature a different appliance, style of cooking or culture EACH month! January will be the 1st Annual Crock Pot Slow Cooker Month! Each day in January, in the Prudent Wife test kitchen, we will create a totally new and unique meal in our brand new slow cooker! Woo hoo ( my hubby is the best ~ who says women don’t love appliances for Christmas?!) Stay tuned for tons of great slow cooked meals, and we will be reporting on the great results, the fabulous successes and even the not so good ones! Let’s face it, making mistakes is part of cooking!
We will send out weekly recipes on the newsletter during our 1st Annual Crock Pot Slow Cooker Month! We will also be sharing how to get the WHOLE collection, for FREE!
If a friend forwarded this to you, be sure to sign up for our newsletter at www.ThePrudentWife.
Tapestry of Goals in 2009
As the New Year bustles toward us, many of us are making goals and resolutions for 2009. It is often a time of reflection, and thought on the year that is coming to an end. What happened in 2008 in your lives? What are you planning in 2009? Is the Lord working a theme in your lives? Is He creating a tapestry in your life?
The theme the Lord keeps whispering to me is discipline. 2009 is going to be the year of Sweet Discipline in our lives. From the food we eat, to moving more, Bible study to homeschool, paying off debt and especially The Prudent Wife, all require more concerted, and disciplined effort in 2009!
All discipline for the moment seems not to be joyful, but sorrowful; yet to those who have been trained by it, afterwards it yields the peaceful fruit of righteousness. Hebrews 12:11 This verse keeps running through my mind, entwined with the thoughts of discipline and endurance, which often boil down to obedience. Obedience always results in walking closer with the Lord, and in this context I see discipline as a wonderful word, a freeing word to wrap a frame around 2009!
We have been prayerfully reflecting on our goals all week. Considering what the Lord wants in certain areas of our lives, thinking through other areas, trying to winnow our lives down into a tapestry that pleases Him, not just one that we think we want to do.
Where there is no vision, the people perish: but he that keeps the law, happy is he. Proverbs 29:18 What is the Lord’s vision in your life this year?
If you are like us, 2008 was a year of change and difficulty. 2009 seems alive with the promise of a fresh year full of new possibilities, new life, and new days on a crisp, clean calendar! What will honor the Lord the most as we fill it? How can we attack our debt snowball? How can we narrow down what we will eat for maximum nutrition and savings? What are some natural health and beauty tips to help save money? How will we navigate this new economy? How can we pray at this time in HIStory. How can we keep our focus on the Lord, when our lives seem in turmoil?
We will be addressing a lot of these issues when we unveil our new The Prudent Wife site very soon! You are going to love the bright and clean new look, and the easier navigation! I can’t wait to share it with you!
How are you doing on your goal setting for 2009?
For now, we are writing our goals on paper. We have all heard that 97% of the people do not write goals down at all. Only 3% do, and they accomplish much more than the 97% who do not commit them to paper. If you don’t aim at anything, you will hit it every time.
This year, we are making our goals high impact and front and center by writing them on foam boards, keeping them easily visible for motivation. We are going to make it a fun project, breaking each large goal into smaller steps. Breaking down goals into quantifiable chunks with specific steps and smaller goals leading toward the larger goals helps you succeed. We can track progress monthly, quarterly and yearly. There is nothing as motivating as actually seeing yourself hit your target goals in small steps, climbing that disciplined ladder to success.
If you don’t have some spare foam boards, maybe you have some poster board that you and the kids can write your goals on. Perhaps tucking them into a journal is the better option for you, or writing them on your calendar or planner. Either way, break them down and see how much easier they are to achieve. Celebrate when anyone hits the little goals, and when you hit the big ones!
We all want to live life purposefully, with a plan, a direction, a vision moving toward goals. Let 2009 be the year that your goals propel you to action and a terrific, fresh, new year!
The Prudent Wife is a new website showing you how to navigate today’s economy, while having fun and paying off debt. Signature how-to videos explode open easy cooking techniques with simple meals and maximum nutrition. Enjoy the healthy recipe archives with fabulous food, strategies for incorporating maximum nutrition leading to vibrant health, how to create restaurant favorites at home, natural alternatives and women’s health, simplicity, homekeeping, decorating on a dime, seasonal ideas, a Prudent Wife Bible Study & more!
When you join The Prudent Wife Membership Site you will learn the concepts of creating your own prudent journey and how to save time, money and sanity in your home as you go GREEN, saving $$ and the environment while honoring the Lord with your homekeeping and living on ONE income!!
Sign up for our FREE newsletter full of money saving prudent tips!
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January is a great time to reevaluate progress and goals in Homeschooling!
Yesterday, I decided to revamp a few things in Emily’s freshman year studies for 2009. January is a great time to reevaluate progress and goals, and to tweak the schedule, refining the journey! As the 7 Habits recommend, “Begin with the end in mind.”
What began as a quick tweak of the schedule ended up being 7 hours of redoing goals, then writing out books and plans for Emily’s final months as a freshman! We are finally getting to stuff I always wanted, tightened up goals & wrote it ALL OUT!!!
Part of our issue - I am intrigued with the new Chronological Study Bible NKJV and Dave got it for me for Christmas!!! It dovetails perfectly with our study of Ancient History - so I am revamping the whole Ancient History thing to incorporate this particular Bible. I do hope it is as good as my initial reading of it!
One of our goals has been to … Read Moreread the Bible in a year chronologically, so this is our choice. I am passionate about STUDYING the Bible, so much so that just “reading” it is more difficult. I want to dig in and get the meat out.
Lord willing, this will be a wonderful way to really open up Ancient History to Em. She loves the Bible, loves to study inductively, but is NOT into the ancients at all. She will have a richer understanding of the Bible, understanding the ancients - one of my primary goals for her freshman year!
The other part of the equation, Emily has only been reading for 2 years now. Yes, you read that correctly, two years ago. If you would like to read the article we had in The Old Schoolhouse Magazine, now on Crosswalk.com, Your 12 Year Old Still Can’t Read?! a great encouragement for fellow homeschoolers who have a child who has had learning challenges.
One of the things that learning challenged families have to do, is always be changing the schedule to incorporate new spurts, growths, abilities and interests in their kids. When a door is finally opened, and a light bulb goes off in their heads, I have found it is often good to let Emily saturate herself in a subject that was formerly closed. Why? Imagine the door to reading, math or science being closed, and suddenly it opens and your child wants to dive in and partake of everything they can get their hands on. It was a closed world, suddenly open, LET THEM!
Then just rework your schedule and figure out where to go next!
Teaching your kids is the ultimate adventure and blessing, especially when we can work through our kids challenges, discouragements and difficulties, building a great education completely tailored to them!!
Posted by LisaB! on January 5th, 2009 | Filed under The Prudent Wife, Homeschooling | Comment now »England ~ Home-baking Makes Comeback as Families Cut Shopping Bills
is staging a revival as people switch to making their own cakes in an
attempt to cut their soaring shopping bills, a new report has said.
Salary Change? Life after a six-figure salary
Dave and I were talking about the “New America” as we came home from a New Year’s date. I was telling him how some of the focus of The Prudent Wife needs to be on the “new reality in America.” So many people were barreling along, doing quite well, thank you, then all the sudden, this economy has spiraled things out of control. What “was” simply isn’t, in so many lives.
Specifically, a friend had written me that their business income was HALF what it was. Half! Feeling alone, she was terrified, what does one do? We understand that. We have lived it. We went from 6 figures to $6000 the first year of our tumble!
And that causes massive readjustment of life.
It is hard to explain to the kids.
It can be hard to endure.
Hard to understand.
Hard to be content.
Hard to figure the day to day things out, how to pay the mortgage, utilities, food, and tithe, let alone any debt/entertainment/and what do you mean you grew two inches again and need new clothes?
Sometimes, I wonder if our business did not fail 3 years ago, and we suddenly faced a mountain of debt, so that we could speak to what was coming. That perhaps the Lord’s purpose in this”Failure” was for us tolearn, then be transparent and vulnerable (no matter how difficult that can be at times) and say - hey, it CAN be done!
How about all the people we know that are losing their jobs, or dealing with rumors that the plant, business, branch, etc will be closing.
A new reality is bubbling around the edges of their lives.
For 6 months, we wondered every single Friday, whether Dave would get laid off or not. Six months. Every single Friday. That is a horrifying way to live, especially after having a business fail just before that!
We were discussing how much difficulty folks are having adjusting to these circumstances.
Some people continue to blaze right through, with nary a change in circumstances. Salary stayed the same, life got a bit expensive with gas going to above $4 a gallon, but now that it is back down to $1.40, all is well. Perhaps they cannot quite understand the struggle others are feeling.
Yet the not so fortunate that are struggling to work, some are taking new jobs, at 30%, 50% or 70% of their old pay, just so they can feed their families and pay their bills. And not complaining about it, jobs are scarce!
CNNMoney had this to say, in this excellent article “Life after a six-figure salary” With fewer jobs available, unemployed workers are taking any position they can find - even if it comes with a salary cut. Read the whole article here then tell us what you think by posting below!
We so understand the massive pay cut, and struggling to rework your life!
And you know, with the Lord’s help, we are going to make it through this. Period. He will never leave us or forsake us, it says in Hebrews. Just thinking of that verse makes me go grab it, and insert the whole little passage. Hebrews is such a great book, and this is one jewel in it.
Make sure that your character is free from the love of money, being content with what you have; for He Himself has said, “I WILL NEVER DESERT YOU, NOR WILL I EVER FORSAKE YOU,”
so that we confidently say, “THE LORD IS MY HELPER, I WILL NOT BE AFRAID. WHAT WILL MAN DO TO ME?” Hebrews 13:5-6
And it is so very true!
Have you been struggling with the “love of money?” I have. And Lord forgive me and give me strength to overcome it.
If it is His will and we walk in obedience, the Lord is going to do great things in us and through us, if we will only let Him and stop being stubborn and stuck! He is burning things out of us that need burned out, from attitudes to habits and behaviors.
It is going to take time, and a lot of being content and accepting, to make it through, in the Lord’s grace, mercy and strength.
We can do it sisters - we can do it!
Posted by LisaB! on January 1st, 2009 | Filed under Attitude, Recession - Sinking Economy, Saving Money, Simplicity, The Prudent Wife | Comment now »What are the top things YOU did in 2008 to SAVE MONEY????
As 2008 rolls to a close, I wanted to repost an earlier article I had posted and ask you what your top 10 ways to save money in 2008 were?
10 Radical Things We Did to Save Money!
1. The house - TOO MUCH MONEY - so unfortunately, it had to go! Too much mortgage, too much utilities, too much upkeep….dare I say too much to clean? We moved into a home about the size of our current basement! Woo hoo! Can’t wait to figure out if we are saving HALF or MORE THAN HALF each month.
2. Cut out our cell phones! Switched to Trak phones - savings $200 month
3. Cut cable (this was over a decade ago)
4. Completely stopped eating out!
5. Planning meals, then simply eating what we have planned.
6. Cooking ALL hubbies meals for lunch.
7. Cooking 21 meals a week.
8. Learning to feed the family on $50 a week.
9. Rearranging insurance policies to get the best price.
10. Dave went back to doing our oil changes, tune ups, and brakes.
11. Fixing things that are broken, rather than replacing! You would be amazed at what you can at least TRY to fix.
So these are our TOP TEN THINGS TO SAVE MONEY in 2008, please post yours!
Posted by LisaB! on December 30th, 2008 | Filed under Attitude, Recession - Sinking Economy, Food Prices, Saving Money, The Prudent Wife | 3 Comments »Predicitons for 2010…..hmmmm?
Well here is an interesting article in the Wall Street Journal on DECEMBER 29, 2008
As if Things Weren’t Bad Enough,
Russian Professor Predicts End of U.S.
In Moscow, Igor Panarin’s Forecasts Are All the Rage; America ‘Disintegrates’ in 2010
Posted by LisaB! on December 29th, 2008 | Filed under Uncategorized | Comment now »A Dinner Blessing…
This afternoon, we had a knock on the door. Out in the chilly air, were our neighbors, dropping off a belated “Welcome to the Neighborhood” dinner! In a pretty Christmas box, were a dozen muffins, all different kinds! A cranberry spice, the most yummy chocolate chip with coconut (not a choc chip muffin fan normally, but those were delicious!) and more! Dinner was roast with potatoes, carrots and onions.
What an utterly delightful gift, on a very chilly Sunday before Christmas.
We are sitting here feeling so unbelievably blessed!
What are your favorite dinners to receive? I am compiling a list of favorite meals to give people, whether it is a new mom home from the hospital, someone under the weather, or a delightful surprise like this one! What has your family enjoyed?
Posted by LisaB! on December 21st, 2008 | Filed under Uncategorized | Comment now »
